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Your Benefits

Consulting Hourly

Signature Performance Atwater (SPA) is pleased to present the following benefits for 2022-2023. We believe in supporting the health and well-being of you and your family. Our benefits are designed to encourage the adoption of a healthy lifestyle, to meet the cost of illness and accident, and to help provide financial security and life enrichment for you.

Signature Performance Atwater pays the entire cost of some benefits through budget allocations, while other costs are supplemented and shared with you. There are also voluntary benefits that are paid entirely by you. We make every attempt to offer our benefits on a tax-favored basis.

SPA pays 100% of costs associated with short-term disability, long-term disability, and life insurance and auto-enrolls all eligible Associates for these benefits.  All other benefits are available to you through our annual Open Enrollment, upon hire, or Qualifying Life Events. All benefits are explained in further detail below.

Categorized Overview of Your Benefits

Your benefits can be viewed by category below. For a detailed overview, scroll down to learn more about each of our offered benefits.

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Medical Insurance

Comprehensive Major Medical Benefit Plan | UMR

Who Pays: SPA + Associate

We offer medical insurance and mental health resources to you and your dependents through UMR with two different plan options. You can enroll in either plan as an Individual, Individual + Spouse, Individual + Child/Children, or as a Family.

*Plan administered through UMR: a United Healthcare Company. UMR is not a insurance company. 


Option One: High Deductible Health Plan (HDHP) with Optional Health Savings Account (HSA)

This plan allows you to choose from either an in-network or non-network provider; however, an in-network provider offers you a greater level of benefits. SPA offers the HDHP with an optional HSA. Preventive care is covered before you meet your deductible on this plan. 

An HSA account allows you to pay for eligible expenses with pre-tax dollars. The account is interest bearing and funds rollover every year. You manage the funds in this account. SPA will contribute $1,500.00  to your HSA on an annual basis.

Option Two: Co-Pay Plan

This plan acts like a traditional health insurance plan with the addition of co-pays (a fixed-amount payment paid on the spot for services or prescriptions) and a deductible for other covered services. Co-pay plans are not eligible for a HSA. You may choose from in-network or non-network providers. Preventive care is covered before you meet your deductible on this plan. 


Update: Transparency in Coverage Rule

Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of SPA.

To link to the Machine-Readable Files, please click on the URL provided:

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Dental Insurance

Standard and High Dental Option Plans | Ameritas

Who Pays: SPA + Associate

SPA offers you and your dependents two different plan options for Dental Insurance. The Standard Dental Plan covers services up to as much as 90% of the cost. The High Dental Plan covers services up to as much as 100% of the cost and includes orthodontics coverage. You can enroll in either plan as an Individual, Individual + Spouse, Individual + Child/Children, or as a Family.

Vision Insurance

Dual Choice Vision Plan | Ameritas

Who Pays: Associate

You and your dependents are eligible for coverage with the choice of the EyeMed network or the VSP Choice Network with increased benefits. Both plans have the same monthly premium cost paid by you. Giving you the choice of two different plans allows you to assess what you need from the plan and find the best fit for your lifestyle. With only a $10 copay, our vision plan offers comprehensive coverage that includes a $150 frame allowance and $150 contact lens allowance every 12 months.  You can enroll in either plan as an Individual, Individual + Spouse, Individual + Child/Children, or as a Family.

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Short-Term Disability, Long-Term Disability, & Life Insurance

Who Pays: SPA

Short-Term Disability (STD)

The STD elimination period is 14 consecutive days for disability due to injury or sickness. STD benefits kick in the day after the elimination period (Day 15) and lasts for up to 11 weeks.

Long-Term Disability (LTD)

The LTD elimination period is 90 days OR the date your insurance STD payments end, if applicable. Benefits kick in the day after the elimination period is completed. 

Life Insurance

Signature provides a life insurance and accidental death and dismemberment for 1x your annual salary/earnings up to $200,000 to the designated beneficiary upon the death of the insured Associate. There is no cash value associated with this product.

Supplemental Accident & Hospital Insurance

Who Pays: Associate

You and your dependents are eligible for coverage under the TransAmerica Hospital and AllState Accident Insurance plans. These plans offer peace of mind and cash benefits for life’s unexpected emergencies, regardless of any other insurance benefits.  You can enroll in either plan as an Individual, Individual + Spouse, Individual + Child/Children, or as a Family.

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401(k) Retirement Plan

Traditional & Roth Plans | TransAmerica

Who Pays: Signature Performance + Associate

Signature partners with Transamerica to provide retirement savings programs to qualifying Associates through Traditional or Roth 401(k) Plans. Effective January 1, 2023, with the Safe Harbor Plan, Signature will match 100% of your salary deferrals if you defer 1% of your salary to your 401(k), plus 50% of your salary deferrals that exceed 1% of your compensation, but do not exceed 6% of your compensation. Please view the chart (attached) for a Contribution and Matching Table. Associates are 100% vested after 2 years. Associates who qualify for a 401(k) are eligible to enroll and/or elect changes during our quarterly 401(k) enrollment periods. New Associates, once eligible, will be automatically enrolled in a 401(k) plan with an Associate’s contribution at 3%, or they can make plan adjustments accordingly. Full plan details and notices are explained in the below Summary Plan Description and Automatic Enrollment Notice.

For additional information regarding Signature's 401(k) plan, please click the links below.

Safe Harbor and Automatic Enrollment Notice

Safe Harbor Summary Plan Description

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Voluntary Life Insurance

Who Pays: Associate

You can elect additional life insurance for yourself or for your spouse and/or children. You can elect to have up to $200,000 in supplemental life insurance on you and your spouse and up to $10,000 supplemental life insurance per child. Should you wish to enroll in voluntary life insurance, you can find additional pricing information when enrolling. 

Identity Theft

Who Pays: Associate

We offer you the peace of mind that your personal and legal information is secure through ID Shield Identity Theft Insurance Plans. You can elect ID Shield or ID Shield + Legal for a small monthly cost. You can enroll in either plan as an Individual or as a Family.

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Flexible Spending Account (FSA)

Who Pays: Associate

Flexible spending accounts are a tax-advantaged way to pay for qualified expenses for you and your dependents (e.g. daycare) in addition to some medical and dental expenses. This benefit allows you to pay your expenses with pre-tax dollars, lowering your taxable income as these accounts let you set aside money from your pay before taxes are withheld.

Medical FSA 

Options vary depending on your health insurance enrollment status. A full medical FSA is available for those associates who do not participate in the SP Health Plan and a Limited Use FSA is available for associates that do participate in the SP Health Plan. (Use is limited to dental and vision expenses). Maximum pre-tax contribution is $2,850.

Dependent Care FSA 

If you claim dependents on your tax return, you may also participate in a dependent care FSA that can be used to pay for licensed child care providers or adult daycare for adult dependents. Maximum pre-tax contribution is $5,000 per family.

Employee Assistance Program (EAP)

Who Pays: SPA

SPA prioritizes you and your families’ mental health and wellbeing. We put an emphasis on mental health with extensive company-provided resources. SPA provides you access to EAP professionals via unlimited telephone phone calls, 24/7; 5 live sessions with a counselor per household per year; legal assistance; and financial services.


Visit or call 800-316-2796 for more information.

GrOW Navigator Program

Who Pays: SPA

The Greater Omaha Worklab program, also known as GrOW, is a no-cost-to-you resource available to help you maneuver any of life’s challenges, including managing stress, financial budgets, home buying, personal matters, and much more. We work with our on-site Navigator in a professional and confidential manner. 

Dependent Care Placement Program

This benefit is a no-cost-to-you program that matches your family members with assisted living and memory care services. Their Eldercare Advisor who will help with this referral service is Dementia Care Certified and prepared to help navigate this type of sensitive, important transition for you and your family.

Additional Benefits and Perks 

Ask your Talent Operations Business Partner about other benefits and perks!


  • Associate Resource Group events and communities

  • Hybrid Work-From-Home and On-Campus Commute Plan

  • Gallup Strengths-based professional development

  • World-class training and development programs

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